I am considering switching car insurance companies. I was looking over the different plans my agent got me and one of them had something very odd in it. It was going over automobile accidents that it would not cover. If I was drunk, participating in an illegal street race, if I was drugged…etc. Then it said Act of war. If I use my vehicle in an act of war I wouldnt have coverage…WTF does that mean? What is that car bomb insurance or something? I have never heard of this before. So if I go and drive my car to Canada and declare war my policy is ineffective? Anybody ever hear of this?
Not exactly, the clause is probably to cover the company that if your vehicle is damaged by an act of War the insurance company is not required to reimburse you, e.g. if you owned a boat and it’d been in Pearl Harbour in 1941 and it’d been sunk by the Japanese, you would not have been reimbursed for damages/salvage.